Home Buyer Programs

FirstHOME Program
LOOKING FOR YOUR FIRST HOME? The FirstHOME Program provides a low-interest, deferred second mortgage for lower income households who have not owned a home in the last 3 years. Click here for more information!

We are sorry, the FirstHOME interest list is now closed. The next funding opportunity is anticipated to be spring 2011. However, if funds become available earlier a notice will be posted on this page so please feel free to check back periodically.

California Housing Finance Agency (CalHFA)*
Low interest first and second mortgages.
www.calhfa.ca.gov or www.calhousing.org
(916) 324-8088
*Income limitations vary on programs for first-time, disabled, and low- and moderate-income home buyers.

Los Angeles Community Development Commission
Federal tax credits (MCC)*
Deferred payment, no interest second mortgages (HOP) (Unincorporated County area only).
Low interest first and second mortgages
www.lacdc.org/home.shtm (click on Home buyers)
(323) 890-7281
*Income limitations vary on programs for first-time, disabled, and low- and moderate-income home buyers.

National Home buyers Fund*
Low interest first mortgages for those with low credit scores.
www.nhfloan.org
(866) 643-4968
*Income limitations vary on programs for first-time, disabled, and low- and moderate-income home buyers.